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Second Home Insurance: Coverage for Your Vacation Home

Owning a vacation home is a goal for many people. But to protect their investment, second home insurance is required. In most circumstances, homeowners need to buy a separate policy for their vacation home to protect the property against fire, theft, and wind damage. In this article, you can [...]

By |2021-10-13T14:36:01+00:00October 13th, 2021|Homeowners Insurance|

What is Car Gap Insurance?

GAP is the insurance industry's acronym for "Guaranteed Auto Protection." Car gap insurance is a policy that covers the difference between what the insurance company reimburses a policyholder when a vehicle is a total loss after a covered accident and any outstanding loan balance. When financing a vehicle, many [...]

By |2021-09-09T13:19:29+00:00September 8th, 2021|Auto Insurance|

What Is Covered by Collision and Comprehensive Car Insurance?

Besides liability insurance, collision insurance and comprehensive insurance are the two most common types of automobile insurance. While collision and comprehensive insurance both pay for damage to a vehicle, the type of damage each policy covers is different. Collision Car Insurance Collision insurance covers damages incurred from a collision [...]

By |2021-08-12T18:20:43+00:00August 6th, 2021|Car Insurance|

What is Liability Car Insurance?

Liability car insurance is a type of vehicle insurance that provides financial protection for a driver found at fault for property damage or injuries to others in an automobile accident. Automotive liability insurance is sometimes called third-party auto insurance since it covers damages incurred by third parties. Types of [...]

By |2021-08-06T17:35:53+00:00August 6th, 2021|Auto Insurance|

Hurricane Preparedness in Florida

Most Florida residents know the Atlantic Hurricane Season begins each year in June and lasts for six months until November 30. The season typically peaks in August and September. The strong winds, rain, and flooding of a hurricane severely impact both lives and property every year, making hurricane preparedness essential. [...]

By |2021-07-03T15:06:49+00:00June 8th, 2021|Hurricane Preparedness|

What is Covered by Flood Insurance: National Flood Insurance Program

Floods are the most common natural disaster in the U.S. The Federal Emergency Management Agency (FEMA) estimates flood damage costs $8.2 billion per year. A report by the environmental action group, First Street Foundation, finds the expected loss in the U.S. to be an estimated $20.3 billion annually. Just [...]

By |2021-05-28T11:34:11+00:00May 10th, 2021|Flood Insurance|

What Does a Typical Condo Insurance Policy Cover?

Condo Insurance (also known as an HO-6 insurance policy) is a policy purchased by the condo owner. This type of insurance covers the policyholder’s personal belongings and the interior of the condo from a loss, including one that might make the condo uninhabitable. Many condominium communities require property owners [...]

By |2021-04-29T15:26:37+00:00March 30th, 2021|Condo Insurance|

Top Things You Need to Know About an Insurance Claim

Insurance is something people buy and hope they don’t need. It is intended to help the policyholder recover from the financial burden following an accident or loss. After an accident, a policyholder makes a formal request to the insurance company for compensation. This request is called a claim. Understanding [...]

By |2021-03-03T16:38:04+00:00March 3rd, 2021|Claims|

Home Insurance Rates Increasing Because of Reinsurance Costs

Florida homeowners are facing higher rates for home insurance because of rising costs for insurance companies due to hurricane losses. The state has experienced lagging insurance rates over the last decade. However, insurance companies are taking action to recoup past losses and remain operational. As a result, many homeowners [...]

By |2021-01-08T23:11:54+00:00January 7th, 2021|Homeowners Insurance|

Why Did My Auto Insurance Costs Go Up and I Didn’t File a Claim?

When comparing auto insurance costs, most drivers seek a combination of low premiums with appropriate coverage and excellent customer service. After all, when filing a claim, policyholders don’t want to be left in limbo. We all want insurance rates to go down or stay the same. It can be [...]

By |2020-12-14T16:19:55+00:00December 9th, 2020|Auto Insurance|
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