According to the Insurance Information Institute, Floridians pay almost three times more than the national average for home insurance coverage at $4,231 versus $1,544. Many factors bring about this disparity in the cost of insurance coverage for Floridians. For example, hurricane Ian, the latest to hit Florida, left a massive [...]
Hurricane Ian was one of the most destructive storms to hit the country in recent years. The Category 4 storm inflicted an estimated $40 billion in damages, leaving at least 80 people dead and over 1 million residents in Florida without electricity. Coastal areas in the state often bear the [...]
Strong winds and hurricanes could be terrifying to experience, with debris flying overhead and a visually menacing storm fast approaching. However, it's also hard to fathom that the light breeze blowing through a home on a hot summer's evening could progress into these destructive forces under the right conditions. According [...]
Classic car insurance is a particular type of automobile insurance for older cars used primarily for leisurely driving. Chevy Corvettes, Ford Mustangs, Thunderbirds, and Porsches are just a few classic cars enthusiasts enjoy collecting and restoring. Though classic car insurance is similar to regular car insurance, there are some essential [...]
Many parents have discovered that car insurance for college students can be expensive. Still, there are ways to minimize costs, including keeping the student on your policy and taking advantage of student discounts offered by insurance companies. We suggest that parents list college students on their policy as long as [...]
Every area is a potential flood zone in Florida during hurricane season. If your home isn’t protected, you could face paying out-of-pocket for expensive damages. Preparing for hurricane season, including buying or updating a flood insurance policy, can help you rebuild without breaking the bank. What is Flood Insurance? Though [...]
Universal life insurance is often mistaken for whole life insurance. Though the two policies have similarities, they differ in significant ways. For instance, universal life insurance is considered a more flexible option, offering adjustable premiums and an adjustable death benefit. However, it also requires more monitoring than a term life [...]
No agent can sell a car insurance policy that guarantees you are 100% covered in all situations. The term "full coverage" refers less to complete protection for your car and more to what your lender or car leasing agent requires you to carry. While liability insurance is required coverage in [...]
One of the most important things we do in life is to protect those we love. And one way we do it is by investing in a life insurance policy. The type and amount of life insurance you buy depends on many factors, including the size of your family, [...]
Having your property lost in a disaster or stolen can be devastating. That is why it is essential to have comprehensive home insurance and a home inventory. Should you experience a loss, the task of making a list of everything you need to replace can be difficult if you [...]
