Every area is a potential flood zone in Florida during hurricane season. If your home isn’t protected, you could face paying out-of-pocket for expensive damages. Preparing for hurricane season, including buying or updating a flood insurance policy, can help you rebuild without breaking the bank. What is Flood Insurance? Though [...]
Universal life insurance is often mistaken for whole life insurance. Though the two policies have similarities, they differ in significant ways. For instance, universal life insurance is considered a more flexible option, offering adjustable premiums and an adjustable death benefit. However, it also requires more monitoring than a term life [...]
No agent can sell a car insurance policy that guarantees you are 100% covered in all situations. The term "full coverage" refers less to complete protection for your car and more to what your lender or car leasing agent requires you to carry. While liability insurance is required coverage in [...]
One of the most important things we do in life is to protect those we love. And one way we do it is by investing in a life insurance policy. The type and amount of life insurance you buy depends on many factors, including the size of your family, [...]
Having your property lost in a disaster or stolen can be devastating. That is why it is essential to have comprehensive home insurance and a home inventory. Should you experience a loss, the task of making a list of everything you need to replace can be difficult if you [...]
Home insurance premiums are based on the size, condition, and potential rebuilding costs of the property in the event of a loss. But what happens to those premiums if the homeowner decides to renovate, such as a kitchen remodel or a patio extension? Homeowners must understand their policy limits when [...]
The type of vehicle insurance and the amount of coverage you need to be legally insured varies from state to state. Florida has two automobile insurance requirements with specific minimum limits; however, there are additional coverages available that drivers should consider depending on their driving needs. Florida's Minimum Vehicle [...]
Automobile insurance coverage is required by Florida law and essential for all vehicles. The Florida Automobile Insurance Toolkit is a free guide with important information about the different types of car insurance and tips about settling a claim. The guide is available in both English and Spanish. What is [...]
Owning a vacation home is a goal for many people. But to protect their investment, second home insurance is required. In most circumstances, homeowners need to buy a separate policy for their vacation home to protect the property against fire, theft, and wind damage. In this article, you can [...]
GAP is the insurance industry's acronym for "Guaranteed Auto Protection." Car gap insurance is a policy that covers the difference between what the insurance company reimburses a policyholder when a vehicle is a total loss after a covered accident and any outstanding loan balance. When financing a vehicle, many [...]
