No agent can sell a car insurance policy that guarantees you are 100% covered in all situations. The term "full coverage" refers less to complete protection for your car and more to what your lender or car leasing agent requires you to carry. While liability insurance is required coverage in [...]
One of the most important things we do in life is to protect those we love. And one way we do it is by investing in a life insurance policy. The type and amount of life insurance you buy depends on many factors, including the size of your family, [...]
Having your property lost in a disaster or stolen can be devastating. That is why it is essential to have comprehensive home insurance and a home inventory. Should you experience a loss, the task of making a list of everything you need to replace can be difficult if you [...]
Home insurance premiums are based on the size, condition, and potential rebuilding costs of the property in the event of a loss. But what happens to those premiums if the homeowner decides to renovate, such as a kitchen remodel or a patio extension? Homeowners must understand their policy limits when [...]
The type of vehicle insurance and the amount of coverage you need to be legally insured varies from state to state. Florida has two automobile insurance requirements with specific minimum limits; however, there are additional coverages available that drivers should consider depending on their driving needs. Florida's Minimum Vehicle [...]
Automobile insurance coverage is required by Florida law and essential for all vehicles. The Florida Automobile Insurance Toolkit is a free guide with important information about the different types of car insurance and tips about settling a claim. The guide is available in both English and Spanish. What is [...]
Owning a vacation home is a goal for many people. But to protect their investment, second home insurance is required. In most circumstances, homeowners need to buy a separate policy for their vacation home to protect the property against fire, theft, and wind damage. In this article, you can [...]
GAP is the insurance industry's acronym for "Guaranteed Auto Protection." Car gap insurance is a policy that covers the difference between what the insurance company reimburses a policyholder when a vehicle is a total loss after a covered accident and any outstanding loan balance. When financing a vehicle, many [...]
Besides liability insurance, collision insurance and comprehensive insurance are the two most common types of automobile insurance. While collision and comprehensive insurance both pay for damage to a vehicle, the type of damage each policy covers is different. Collision Car Insurance Collision insurance covers damages incurred from a collision [...]
Liability car insurance is a type of vehicle insurance that provides financial protection for a driver found at fault for property damage or injuries to others in an automobile accident. Automotive liability insurance is sometimes called third-party auto insurance since it covers damages incurred by third parties. Types of [...]
