Homeowners Insurance

7 Types of Damage Homeowners Insurance Won’t Cover

So, you've been paying your homeowners insurance premiums for years. As a result, you feel safe and secure in your home, knowing that if something causes damage, such as a fire or a burglary, you'll be covered. And, of course, it's also nice to know that your homeowners insurance policy [...]

By |2023-04-26T13:53:11+00:00April 25th, 2023|Homeowners Insurance|

Save On Florida Home Insurance With The ‘Third Nail’ In Your Roof

According to the Insurance Information Institute, Floridians pay almost three times more than the national average for home insurance coverage at $4,231 versus $1,544. Many factors bring about this disparity in the cost of insurance coverage for Floridians. For example, hurricane Ian, the latest to hit Florida, left a massive [...]

By |2023-04-17T20:13:19+00:00January 30th, 2023|Homeowners Insurance|

What You Need to Know About Wind Mitigation Retrofits Reducing Homeowners Insurance Premiums

Hurricane Ian was one of the most destructive storms to hit the country in recent years. The Category 4 storm inflicted an estimated $40 billion in damages, leaving at least 80 people dead and over 1 million residents in Florida without electricity. Coastal areas in the state often bear the [...]

By |2023-04-17T20:01:59+00:00December 5th, 2022|Homeowners Insurance|

Wind and Hurricane Mitigation: What, Why, Insurance Discount, Preparedness

Strong winds and hurricanes could be terrifying to experience, with debris flying overhead and a visually menacing storm fast approaching. However, it's also hard to fathom that the light breeze blowing through a home on a hot summer's evening could progress into these destructive forces under the right conditions. According [...]

By |2023-04-17T20:24:38+00:00November 25th, 2022|Homeowners Insurance|

Does Homeowners Insurance Cover Renovations?

Home insurance premiums are based on the size, condition, and potential rebuilding costs of the property in the event of a loss. But what happens to those premiums if the homeowner decides to renovate, such as a kitchen remodel or a patio extension? Homeowners must understand their policy limits when [...]

By |2022-03-21T14:41:02+00:00January 19th, 2022|Homeowners Insurance|

Second Home Insurance: Coverage for Your Vacation Home

Owning a vacation home is a goal for many people. But to protect their investment, second home insurance is required. In most circumstances, homeowners need to buy a separate policy for their vacation home to protect the property against fire, theft, and wind damage. In this article, you can [...]

By |2021-10-13T14:36:01+00:00October 13th, 2021|Homeowners Insurance|

Home Insurance Rates Increasing Because of Reinsurance Costs

Florida homeowners are facing higher rates for home insurance because of rising costs for insurance companies due to hurricane losses. The state has experienced lagging insurance rates over the last decade. However, insurance companies are taking action to recoup past losses and remain operational. As a result, many homeowners [...]

By |2021-01-08T23:11:54+00:00January 7th, 2021|Homeowners Insurance|

How Much Homeowners Insurance Do I Need?

Determining the amount of homeowners insurance you need is very important, and a common problem resulting in homes being underinsured. To avoid the financial hardship of underinsurance in the case of a disaster, determine the cost to replace your home with all its contents. Then, purchase a homeowners policy that [...]

By |2021-01-07T20:19:23+00:00September 17th, 2020|Homeowners Insurance|

How to Save Money on Homeowners Insurance

Buying a home is a significant investment, so homeowners insurance is necessary. However, the price of homeowners insurance varies from person to person. Each policy cost is based on characteristics of the home and the owner, combined with insurance requirements.Policies can be costly for many homeowners. However, there are specific [...]

By |2020-02-27T19:58:58+00:00February 27th, 2020|Blog, Homeowners Insurance|
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