Does Homeowners Insurance Cover Renovations?

Home insurance premiums are based on the size, condition, and potential rebuilding costs of the property in the event of a loss. But what happens to those premiums if the homeowner decides to renovate, such as a kitchen remodel or a patio extension? Homeowners must understand their policy limits when [...]

By |2022-03-21T14:41:02+00:00January 19th, 2022|Homeowners Insurance|

Second Home Insurance: Coverage for Your Vacation Home

Owning a vacation home is a goal for many people. But to protect their investment, second home insurance is required. In most circumstances, homeowners need to buy a separate policy for their vacation home to protect the property against fire, theft, and wind damage. In this article, you can [...]

By |2021-10-13T14:36:01+00:00October 13th, 2021|Homeowners Insurance|

Home Insurance Rates Increasing Because of Reinsurance Costs

Florida homeowners are facing higher rates for home insurance because of rising costs for insurance companies due to hurricane losses. The state has experienced lagging insurance rates over the last decade. However, insurance companies are taking action to recoup past losses and remain operational. As a result, many homeowners [...]

By |2021-01-08T23:11:54+00:00January 7th, 2021|Homeowners Insurance|

How Much Homeowners Insurance Do I Need?

Determining the amount of homeowners insurance you need is very important, and a common problem resulting in homes being underinsured. To avoid the financial hardship of underinsurance in the case of a disaster, determine the cost to replace your home with all its contents. Then, purchase a homeowners policy that [...]

By |2021-01-07T20:19:23+00:00September 17th, 2020|Homeowners Insurance|

How to Save Money on Homeowners Insurance

Buying a home is a significant investment, so homeowners insurance is necessary. However, the price of homeowners insurance varies from person to person. Each policy cost is based on characteristics of the home and the owner, combined with insurance requirements.Policies can be costly for many homeowners. However, there are specific [...]

By |2020-02-27T19:58:58+00:00February 27th, 2020|Blog, Homeowners Insurance|
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